Who We Are
Progressive Leasing Shopping (progressiveleasingshopping.com) is an independent shopping and educational resource. We are not Progressive Leasing, are not affiliated with, endorsed by, or sponsored by Prog Leasing, LLC or PROG Holdings, Inc.
Our mission is simple: help U.S. shoppers understand exactly how Progressive Leasing's lease-to-own program works — the real costs, the approval process, the 90-day early purchase option, and which retailers participate — so they can make informed decisions before they sign.
We receive referral compensation from lease-to-own providers and participating retailers when consumers use links on this site. This does not influence our editorial content or assessments.
Editorial Independence
We publish what shoppers need to know — including the parts that are unfavorable to any provider. Our assessments are not influenced by advertiser relationships.
Accuracy First
Every claim about costs, approval criteria, state availability, and program mechanics is sourced to publicly available documentation from The lease-to-own program and PROG Holdings.
Consumer Protection
We prominently disclose the total cost of carrying a lease to 12 months, the value of the 90-day early purchase option, and all state restrictions — on every relevant page.
Our Editorial Standard
Every page on this site is written to answer a specific question a real shopper would ask: How much will I actually pay? Can I get approved? What happens if I miss a payment? What stores participate near me?
We do not publish speculative information about approval rates, individual credit decisions, or specific financial outcomes for individual readers. All cost estimates are illustrative and our articles note that actual amounts are disclosed in individual lease agreements.
Our Sources
- PROG Holdings, Inc. SEC filings and investor presentations
- The program official website and customer portal documentation
- Publicly available customer reviews on Trustpilot, BBB, and app stores
- State consumer protection agency publications on lease-to-own regulation
- Federal Reserve consumer protection guidelines
What We Cover
- The Progressive Leasing application and approval process
- Payment schedules — weekly, bi-weekly, semi-monthly, and monthly
- The 90-day early purchase option and how to execute it correctly
- Total cost of ownership at 90 days, 6 months, and 12 months
- Participating retailers and product category eligibility
- State availability, exclusions (MN, NJ, WI), and state-specific rules
- Alternatives to Progressive Leasing for shoppers in excluded states