Tires are a purchase most drivers can't defer. When your tires wear out, you need replacements immediately for safety and vehicle handling. Progressive Leasing extends its no-credit-needed lease-to-own program to the tire and wheel category, letting you drive out with new tires the same day.
Tire and Wheel Categories Eligible
- All-season tires: Standard passenger vehicle tires from major brands including Michelin, Goodyear, Bridgestone, Continental, Firestone, Cooper, and Falken
- Performance tires: Summer and ultra-high-performance tires for sports cars and performance vehicles
- Winter tires: Dedicated winter (snow) tires for cold-climate driving
- All-terrain and mud-terrain tires: Off-road and light truck tires for SUVs, pickups, and Jeeps
- Trailer tires: Utility trailer and boat trailer tires
- Custom wheels: Aftermarket wheels, alloy wheels, and wheel packages (tires + wheels)
- Installation and mounting: Installation labor, mounting, balancing, and disposal fees at participating shops (bundled into the total amount)
Where to Shop for Tires
National Tire Chains
Multiple national tire chains participate in the Progressive Leasing network, including many Big O Tires locations and select national tire retailers. Availability varies by location and franchise.
Independent Tire Shops
Thousands of independent tire shops across the U.S. accept Progressive Leasing. Independent shops make up a large portion of the tire category network.
Auto Service Centers
Auto service centers that install tires and wheels often participate in The lease-to-own program for the merchandise portion of a service order.
Custom Wheel Retailers
Specialty custom wheel shops and aftermarket wheel retailers commonly offer The program for wheel packages.
Cost Example: Leasing a Set of 4 Tires
Assume you're purchasing 4 new all-season tires with installation for $800 using Progressive at a participating tire shop:
| Payoff Path | Approximate Total Cost |
|---|---|
| 90-day early purchase | ~$840 (about 5% above cash price) |
| 6-month early purchase | ~$1,040 |
| 12-month standard term | ~$1,350+ |
Illustrative only. Your actual amounts are disclosed in your The provider lease agreement.
Tire-Specific Tips
- Confirm installation is included. Some tire shops include mounting and balancing in the It amount; others charge separately. Confirm before you commit.
- Get all four tires on one lease. Combining all four tires into one The company agreement is simpler to manage than separate leases per tire.
- Wheel alignment is usually not eligible. The LTO program generally applies to physical merchandise. Wheel alignments, TPMS service, and other pure-service items may need to be paid separately.
- Manufacturer warranties still apply. Tire manufacturer warranties (road hazard, tread life, workmanship) apply to leased tires as they would to purchased tires.
- Plan for 90-day payoff — especially for tires. Tires are consumable and wear over time. Paying 60%+ above the cash price at the 12-month term for tires that lose value with every mile is particularly poor economics.