/* Progressive Leasing Shopping — Design 4: Warm Minimal */

/* ─── Reset & Base ─── */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,sans-serif;font-size:16px;line-height:1.7;color:#44403C;background:#F5F0E8;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:#EA580C;text-decoration:none;transition:color .18s}
a:hover{color:#C2410C}

/* ─── Type ─── */
h1,h2,h3,h4{font-weight:800;line-height:1.18;color:#1C1917;letter-spacing:-.025em}
h1{font-size:clamp(2.2rem,4vw,3rem)}
h2{font-size:clamp(1.5rem,2.8vw,2.2rem);margin-bottom:.75rem}
h3{font-size:1.15rem;font-weight:700;margin-bottom:.5rem}
h4{font-size:1rem;font-weight:700}
p{margin-bottom:.9rem;color:#44403C}
p:last-child{margin-bottom:0}
ul,ol{margin:0 0 1rem 1.25rem}
li{margin-bottom:.35rem;color:#44403C;line-height:1.6}
strong{color:#1C1917;font-weight:600}

/* ─── Layout ─── */
.container{max-width:1160px;margin:0 auto;padding:0 1.5rem}
.container-narrow{max-width:820px;margin:0 auto;padding:0 1.5rem}

/* ─── Header ─── */
header{background:#F5F0E8;border-bottom:1px solid #E7E0D4}
header .container{display:flex;align-items:center;justify-content:space-between;padding-top:.9rem;padding-bottom:.9rem}
.logo{display:flex;align-items:center;gap:.65rem;font-weight:800;font-size:1.1rem;color:#1C1917;white-space:nowrap}
.logo:hover{text-decoration:none;color:#EA580C}
.logo-mark{width:36px;height:36px;border-radius:6px;background:#EA580C;color:#fff;display:flex;align-items:center;justify-content:center;font-weight:900;font-size:.95rem;flex-shrink:0}
nav ul{list-style:none;display:flex;gap:1.75rem;margin:0;align-items:center}
nav a{color:#57534E;font-weight:500;font-size:.92rem}
nav a:hover{color:#EA580C;text-decoration:none}
.nav-cta{background:#EA580C;color:#fff !important;padding:.5rem 1.1rem;border-radius:4px;font-weight:700 !important}
.nav-cta:hover{background:#C2410C !important;text-decoration:none}
.menu-toggle{display:none;background:none;border:none;font-size:1.5rem;cursor:pointer;color:#78716C;padding:.25rem}

/* ─── Sections ─── */
section{padding:5rem 0}
section.alt{background:#FFFCF8;border-top:1px solid #D6CFC4;border-bottom:1px solid #D6CFC4}

/* ─── Section Header ─── */
.section-header{text-align:center;margin-bottom:3rem;max-width:640px;margin-left:auto;margin-right:auto}
.section-header h2{margin-top:0;margin-bottom:.75rem}
.section-header p{color:#78716C;font-size:1.05rem;line-height:1.65}
.eyebrow{display:inline-block;font-size:.7rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#78716C;background:#E7E0D4;padding:.22rem .75rem;border-radius:3px;margin-bottom:.7rem}

/* ─── Grids ─── */
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);border:1px solid #D6CFC4}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid #D6CFC4}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid #D6CFC4}

/* ─── Cards ─── */
.card{background:#FFFCF8;padding:1.75rem;display:flex;flex-direction:column;border-right:1px solid #D6CFC4;border-bottom:1px solid #D6CFC4;transition:background .18s}
.card:hover{background:#fff}
a.card:hover{text-decoration:none}
.card h3{color:#1C1917;margin-top:.25rem;margin-bottom:.5rem;font-size:1.05rem}
.card p{color:#78716C;font-size:.93rem;line-height:1.6;flex:1}
.card-link{display:inline-block;margin-top:1rem;color:#EA580C;font-weight:600;font-size:.88rem}

/* Card icon: amber accent bar (emoji hidden) */
.card-icon{width:3px;height:28px;background:#EA580C;border-radius:2px;margin-bottom:.85rem;flex-shrink:0;font-size:0;overflow:hidden}

/* ─── Buttons ─── */
.btn{display:inline-flex;align-items:center;gap:.5rem;padding:.7rem 1.5rem;border-radius:4px;font-weight:700;font-size:.95rem;cursor:pointer;transition:all .18s;border:none;text-decoration:none;letter-spacing:.01em}
.btn-primary{background:#EA580C;color:#fff;box-shadow:0 4px 14px rgba(234,88,12,.25)}
.btn-primary:hover{background:#C2410C;transform:translateY(-1px);color:#fff;text-decoration:none}
.btn-secondary{background:#FFFCF8;color:#EA580C;border:1.5px solid #EA580C}
.btn-secondary:hover{background:#EA580C;color:#fff;text-decoration:none}
.btn-inline{background:#EA580C;color:#fff;padding:.65rem 1.35rem;border-radius:4px;font-weight:700;font-size:.92rem;display:inline-block}
.btn-inline:hover{background:#C2410C;color:#fff;text-decoration:none;transform:translateY(-1px)}

/* ─── Hero — Circle Photo (Headline Top · Circle Mid · Checklist Bottom · Form Right) ─── */
.hero{background:#1C1917;border-bottom:1px solid #292524;display:flex;flex-direction:column;overflow:hidden;padding:0;position:relative}
.hero::before{content:'';position:absolute;top:-10%;left:5%;width:55%;height:120%;background:radial-gradient(ellipse,rgba(234,88,12,.06) 0%,transparent 65%);pointer-events:none;z-index:0}

/* 2-col grid: left stack | right form */
.hero-circle-top{flex:1;position:relative;z-index:1;padding:4rem 0 3.5rem}
.hero-circle-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:3.5rem;align-items:center}

/* LEFT: vertical stack — headline → circle → checklist */
.hero-circle-left{display:flex;flex-direction:column;gap:1.75rem}

/* 1. Headline area */
.hero-circle-header{display:flex;flex-direction:column;align-items:flex-start}
.hero-badge{display:inline-block;font-size:.7rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#EA580C;background:rgba(234,88,12,.15);border:1px solid rgba(234,88,12,.3);padding:.25rem .8rem;border-radius:3px;margin-bottom:1rem}
.hero h1{color:#F5F0E8;font-size:clamp(1.85rem,3vw,2.6rem);margin:0;line-height:1.1;letter-spacing:-.022em}

/* 2. Circle photo — centered in left col */
.hero-circle-photo-area{display:flex;align-items:center;justify-content:center;position:relative;width:100%}
.hero-circle-ring{position:absolute;width:438px;height:438px;border-radius:50%;border:1.5px solid rgba(234,88,12,.22);pointer-events:none;z-index:1}
.hero-circle-img{width:390px;height:390px;border-radius:50%;object-fit:cover;object-position:center 22%;display:block;border:5px solid #EA580C;box-shadow:0 0 0 18px rgba(234,88,12,.08),0 20px 56px rgba(0,0,0,.55);position:relative;z-index:2}

/* 3. Checklist below circle */
.hero-checklist{list-style:none;margin:0;padding:0}
.hero-checklist li{display:flex;align-items:center;gap:.65rem;padding:.3rem 0;color:#D6CFC4;font-size:.93rem}
.hero-checklist li::before{content:'✓';color:#EA580C;font-weight:900;font-size:.92rem;flex-shrink:0}

/* RIGHT: form card, vertically centered */
.hero-circle-form-side{display:flex;align-items:center;justify-content:center;height:100%}
.hero-wave-form{background:#FFFCF8;border:1px solid #D6CFC4;border-radius:8px;padding:1.75rem;box-shadow:0 16px 40px rgba(0,0,0,.4);width:100%}
.hero-form-header{margin-bottom:1.2rem;text-align:center;padding-bottom:1rem;border-bottom:1px solid #E7E0D4}
.hero-form-header h2{color:#1C1917;font-size:1.3rem;margin:0 0 .3rem;letter-spacing:-.02em;font-weight:800}
.hero-form-header p{color:#78716C;font-size:.87rem;margin:0;line-height:1.45}
.hero-form-consent{font-size:.72rem;color:#A8A29E;line-height:1.5;margin-top:.9rem;border-top:1px solid #E7E0D4;padding-top:.75rem}
.hero-form-consent a{color:#EA580C}

/* ─── Form Skeleton Loader ─── */
@keyframes sk-shimmer{0%{background-position:-600px 0}100%{background-position:600px 0}}
.form-skeleton{padding:.25rem 0}
.sk-field{height:36px;background:linear-gradient(90deg,#E7E0D4 25%,#F5F0E8 50%,#E7E0D4 75%);background-size:600px 100%;animation:sk-shimmer 1.4s infinite linear;border-radius:4px;width:100%;margin-bottom:.65rem;display:block}
.sk-row{display:grid;grid-template-columns:1fr 1fr;gap:.65rem;margin-bottom:.65rem}
.sk-row .sk-field{margin-bottom:0}
.sk-btn{height:44px;background:linear-gradient(90deg,#C2410C 25%,#EA580C 50%,#C2410C 75%);background-size:600px 100%;animation:sk-shimmer 1.4s infinite linear;border-radius:4px;width:100%;display:block;margin-top:.5rem}

/* Stats bar */
.hero-stats-bar{background:rgba(12,8,4,.88);border-top:1px solid rgba(255,255,255,.07);position:relative;z-index:6}
.hero-stats{display:grid;grid-template-columns:repeat(4,1fr);max-width:1160px;margin:0 auto;padding:0 1.5rem}
.stat{padding:1.1rem 0}
.stat:not(:last-child){border-right:1px solid rgba(255,255,255,.07)}
.stat-num{display:block;font-size:1.6rem;font-weight:900;color:#EA580C;letter-spacing:-.03em;line-height:1}
.stat-label{display:block;font-size:.78rem;color:#57534E;margin-top:.2rem;font-weight:500}

/* ─── Steps ─── */
.steps{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid #D6CFC4}
.step{background:#FFFCF8;padding:2rem 1.5rem;border-right:1px solid #D6CFC4;display:flex;flex-direction:column;transition:background .18s}
.step:last-child{border-right:none}
.step:hover{background:#fff}
.step-num{width:40px;height:40px;border-radius:50%;background:#1C1917;color:#F5F0E8;font-weight:900;font-size:.95rem;display:flex;align-items:center;justify-content:center;margin-bottom:1.1rem;flex-shrink:0}
.step h3{font-size:.95rem;font-weight:700;color:#1C1917;margin-bottom:.45rem;margin-top:0;text-align:left}
.step p{font-size:.85rem;color:#78716C;line-height:1.6;margin:0;text-align:left}

/* ─── Info Box ─── */
.info-box{background:#FFFCF8;border:1px solid #D6CFC4;border-left:3px solid #EA580C;padding:1.25rem 1.5rem;margin-top:2rem;font-size:.93rem;line-height:1.65;color:#44403C}
.info-box strong{color:#EA580C}

/* ─── Feature Row ─── */
.feature-row{display:grid;grid-template-columns:1fr 400px;gap:4rem;align-items:center}
.feature-text h2{margin-bottom:1rem;margin-top:.25rem}
.feature-text p{color:#78716C;line-height:1.7;margin-bottom:1rem}
.feature-visual{border-radius:8px;padding:2.5rem;text-align:center;display:flex;align-items:center;justify-content:center}

/* ─── Checklist ─── */
.checklist{list-style:none;margin:0 0 1.25rem;padding:0}
.checklist li{display:flex;gap:.7rem;padding:.5rem 0;border-bottom:1px solid #E7E0D4;font-size:.95rem;color:#44403C;line-height:1.5}
.checklist li:last-child{border-bottom:none}
.checklist li::before{content:'—';color:#EA580C;font-weight:800;flex-shrink:0}

/* ─── Cost Table ─── */
.cost-table-wrap{max-width:860px;margin:0 auto;overflow-x:auto;border:1px solid #D6CFC4}
.cost-table{width:100%;border-collapse:collapse;background:#FFFCF8}
.cost-table thead tr{background:#1C1917}
.cost-table th{padding:1rem 1.25rem;text-align:left;font-size:.82rem;font-weight:700;color:#F5F0E8;letter-spacing:.05em;text-transform:uppercase}
.cost-table td{padding:1rem 1.25rem;border-bottom:1px solid #E7E0D4;font-size:.95rem}
.cost-table tbody tr:last-child td{border-bottom:none}
.cost-table tbody tr:nth-child(even){background:#F5F0E8}
.cost-table td:first-child{font-weight:700;color:#1C1917}
.cost-table td:nth-child(2){color:#059669;font-weight:700}
.cost-table td:last-child{color:#DC2626;font-weight:600}
.cost-note{max-width:860px;margin:1rem auto 0;font-size:.8rem;color:#A8A29E;line-height:1.6;text-align:center;padding:0 .5rem}

/* ─── FAQ Accordion ─── */
.faq-item{border-bottom:1px solid #D6CFC4}
.faq-item:first-child{border-top:1px solid #D6CFC4}
.faq-q{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1.1rem 0;cursor:pointer;font-weight:700;color:#1C1917;font-size:.97rem;line-height:1.4;user-select:none}
.faq-q::after{content:'+';width:22px;height:22px;background:#E7E0D4;color:#78716C;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.1rem;font-weight:800;flex-shrink:0;transition:all .2s}
.faq-item.open .faq-q::after{content:'−';background:#EA580C;color:#fff}
.faq-a{padding:0;max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-a-inner{padding-bottom:1.25rem;color:#78716C;font-size:.95rem;line-height:1.7}
.faq-item.open .faq-a{max-height:400px}

/* ─── Payment Schedule Cards ─── */
.payment-card{background:#FFFCF8;padding:1.75rem 1.5rem;border-right:1px solid #D6CFC4;border-bottom:1px solid #D6CFC4;transition:background .18s}
.payment-card:last-child{border-right:none}
.payment-card:hover{background:#fff}
.payment-card::before{content:'';display:block;width:32px;height:3px;background:#EA580C;border-radius:2px;margin-bottom:1.1rem}
.payment-card h3{font-size:1rem;font-weight:700;color:#1C1917;margin-bottom:.5rem;margin-top:0}
.payment-card .badge{display:inline-block;font-size:.72rem;font-weight:600;background:#E7E0D4;color:#78716C;padding:.15rem .6rem;border-radius:3px;margin-bottom:.7rem;border:none}
.payment-card p{font-size:.88rem;color:#78716C;line-height:1.6}

/* ─── Approval Visual ─── */
.approval-visual{background:#1C1917;border-radius:8px;padding:2.5rem;text-align:center;color:#F5F0E8}
.approval-visual .range{font-size:2.2rem;font-weight:800;color:#EA580C;letter-spacing:-.02em;line-height:1;margin:.5rem 0}
.approval-visual .sub{font-size:.82rem;color:#78716C}
.approval-visual .label{font-size:.88rem;color:#A8A29E;font-weight:500}
.approval-visual .high{font-size:1rem;font-weight:700;color:#6EE7B7;margin-top:1.25rem;padding-top:1.25rem;border-top:1px solid #292524}

/* ─── 90-Day Cost Visual ─── */
.cost-visual{background:#1C1917;border-radius:8px;padding:2.5rem;text-align:center;color:#F5F0E8}
.cost-visual .amount{font-size:2.75rem;font-weight:900;color:#EA580C;letter-spacing:-.03em;line-height:1.1}
.cost-visual .vs{font-size:.95rem;color:#57534E;margin:1.1rem 0 .3rem;font-weight:600;display:block;border-top:1px solid #292524;padding-top:1.1rem}
.cost-visual .compare{font-size:1.6rem;font-weight:800;color:#F87171;display:block}

/* ─── Apply redirect banner ─── */
.apply-redirect-banner{padding:3rem 0;background:#F5F0E8;border-bottom:1px solid #E7E0D4}
.redirect-card{background:#FFFCF8;border:1px solid #D6CFC4;padding:2rem 2.5rem;display:flex;align-items:center;gap:1.75rem;flex-wrap:wrap}
.redirect-icon{width:44px;height:44px;background:#EA580C;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.2rem;flex-shrink:0}
.redirect-content{flex:1;min-width:220px}
.redirect-content h2{margin:0 0 .35rem;font-size:1.3rem;color:#1C1917}
.redirect-content p{margin:0;color:#78716C;font-size:.95rem}
.btn-lg{padding:.9rem 1.75rem;font-size:1rem}

/* ─── Related footer ─── */
.related-footer{background:#FFFCF8;border-top:1px solid #D6CFC4;padding:3.5rem 0}
.related-inner{max-width:1000px;margin:0 auto}
.related-title{font-size:1.4rem;color:#1C1917;margin:0 0 .6rem;font-weight:700;letter-spacing:-.02em}
.related-intro{color:#78716C;font-size:.97rem;line-height:1.65;margin:0 0 1.5rem;max-width:760px}
.related-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:.5rem}
.related-link{display:flex;align-items:center;gap:.6rem;background:#F5F0E8;border:1px solid #D6CFC4;border-radius:3px;padding:.8rem 1rem;text-decoration:none;color:#44403C;font-weight:500;font-size:.9rem;transition:all .15s}
.related-link:hover{border-color:#EA580C;color:#EA580C;text-decoration:none}
.related-arrow{color:#EA580C;font-weight:800;flex-shrink:0}

/* ─── State Availability B — Dot Grid + Panels ─── */
.state-grid-wrap{display:grid;grid-template-columns:1.1fr 1fr;gap:2rem;align-items:start}
.state-dot-panel{background:#FFFCF8;border:1px solid #D6CFC4;border-radius:8px;padding:1.5rem}
.state-dot-label{font-size:.82rem;color:#78716C;margin-bottom:.85rem;line-height:1.5}
.state-dots{display:grid;grid-template-columns:repeat(10,1fr);gap:5px;margin-bottom:.85rem}
.state-dot{aspect-ratio:1;border-radius:2px;width:100%}
.state-dot.available{background:#059669}
.state-dot.excluded{background:#DC2626}
.state-dot.special{background:#1E40AF}
.state-legend{display:flex;gap:1rem;flex-wrap:wrap}
.legend-item{display:flex;align-items:center;gap:.4rem;font-size:.78rem;color:#78716C}
.legend-dot{width:10px;height:10px;border-radius:2px;flex-shrink:0}
.state-panels{display:flex;flex-direction:column;gap:.75rem}
.state-panel{border-radius:6px;padding:1rem 1.1rem}
.state-panel.sp-available{background:#ECFDF5;border:1px solid #A7F3D0}
.state-panel.sp-excluded{background:#FEF2F2;border:1px solid #FECACA}
.state-panel.sp-special{background:#EFF6FF;border:1px solid #BFDBFE}
.sp-title{font-size:.9rem;font-weight:700;margin-bottom:.4rem}
.sp-available .sp-title{color:#059669}
.sp-excluded .sp-title{color:#DC2626}
.sp-special .sp-title{color:#1E40AF}
.sp-body{font-size:.83rem;line-height:1.6}
.sp-available .sp-body{color:#065F46}
.sp-excluded .sp-body{color:#991B1B}
.sp-special .sp-body{color:#1E3A8A}
.sp-tags{display:flex;gap:.4rem;flex-wrap:wrap;margin-top:.5rem}
.sp-tag{font-size:.75rem;font-weight:700;padding:.18rem .55rem;border-radius:3px;color:#fff;background:#DC2626}
.state-cta{display:block;background:#EA580C;color:#fff;text-align:center;border-radius:5px;padding:.8rem;font-size:.88rem;font-weight:700;text-decoration:none;margin-top:.75rem;transition:background .2s}
.state-cta:hover{background:#C2410C}
@media(max-width:768px){.state-grid-wrap{grid-template-columns:1fr}}

/* ─── Bad Credit Layout B ─── */
.bc-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:3rem;align-items:start}
.bc-checklist{display:flex;flex-direction:column;gap:.65rem;margin-top:1.25rem}
.bc-item{display:flex;gap:.75rem;align-items:flex-start;padding:.75rem 1rem;background:#FFFCF8;border:1px solid #D6CFC4;border-radius:5px;transition:border-color .2s}
.bc-item:hover{border-color:#EA580C}
.bc-check{color:#059669;font-size:1rem;font-weight:900;flex-shrink:0;margin-top:.05rem}
.bc-item-title{font-size:.92rem;font-weight:700;color:#1C1917;display:block;margin-bottom:.18rem}
.bc-item-sub{font-size:.82rem;color:#78716C;line-height:1.55;display:block}
.bc-tags{display:flex;gap:.5rem;flex-wrap:wrap;margin-top:1rem}
.bc-tag{background:rgba(234,88,12,.1);border:1px solid rgba(234,88,12,.25);border-radius:3px;padding:.28rem .7rem;font-size:.78rem;font-weight:700;color:#EA580C}
.bc-panel{background:#1C1917;border-radius:8px;padding:2rem}
.bc-panel-label{font-size:.7rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#EA580C;margin-bottom:.5rem}
.bc-panel h3{color:#F5F0E8;font-size:1.05rem;margin-bottom:1.25rem;line-height:1.3}
.bc-bar-wrap{margin-bottom:1.25rem}
.bc-bar-row{display:flex;justify-content:space-between;align-items:center;margin-bottom:.4rem}
.bc-bar-day{font-size:.78rem;color:#57534E}
.bc-bar-pill{font-size:.75rem;font-weight:700;padding:.18rem .6rem;border-radius:3px}
.bc-bar-pill.day1{background:rgba(234,88,12,.15);color:#EA580C}
.bc-bar-pill.day90{background:rgba(5,150,105,.15);color:#059669}
.bc-bar-track{height:8px;background:#292524;border-radius:4px;overflow:hidden;margin-bottom:.35rem}
.bc-bar-fill{height:100%;background:linear-gradient(90deg,#EA580C 0%,#EA580C 60%,#059669 60%,#059669 100%);border-radius:4px}
.bc-bar-labels{display:flex;justify-content:space-between}
.bc-bar-labels span{font-size:.7rem;color:#44403C}
.bc-cost-grid{display:grid;grid-template-columns:1fr 1fr;gap:.65rem;margin-bottom:1rem}
.bc-cost-card{border-radius:5px;padding:.85rem;text-align:center}
.bc-cost-card.win{background:#064E3B;border:1px solid #065F46}
.bc-cost-card.lose{background:#292524;border:1px solid #44403C}
.bc-cost-amount{font-size:1.5rem;font-weight:900;letter-spacing:-.04em;line-height:1}
.bc-cost-card.win .bc-cost-amount{color:#6EE7B7}
.bc-cost-card.lose .bc-cost-amount{color:#57534E}
.bc-cost-label{font-size:.72rem;margin-top:.3rem}
.bc-cost-card.win .bc-cost-label{color:#A7F3D0}
.bc-cost-card.lose .bc-cost-label{color:#44403C}
.bc-save-badge{background:#EA580C;border-radius:5px;padding:.75rem 1rem;text-align:center}
.bc-save-num{font-size:1.3rem;font-weight:900;color:#fff;letter-spacing:-.03em;line-height:1}
.bc-save-label{font-size:.78rem;color:rgba(255,255,255,.82);margin-top:.2rem}
@media(max-width:768px){.bc-grid{grid-template-columns:1fr}}

/* ─── VS Cards Dark Layout B ─── */
.vs-section{background:#1C1917;border-top:1px solid #292524;border-bottom:1px solid #292524;padding:4rem 0}
.vs-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;margin-top:2.5rem}
.vs-card{background:#292524;border-radius:8px;padding:1.75rem}
.vs-card.pl-card{border:2px solid #EA580C;box-shadow:0 0 0 1px rgba(234,88,12,.15),0 8px 24px rgba(234,88,12,.12)}
.vs-card.cc-card{border:1px solid #44403C}
.vs-card-header{border-radius:4px;padding:.4rem .9rem;font-size:.78rem;font-weight:800;text-align:center;margin-bottom:1.25rem;letter-spacing:.02em}
.pl-card .vs-card-header{background:#EA580C;color:#fff}
.cc-card .vs-card-header{background:#44403C;color:#78716C}
.vs-rows{display:flex;flex-direction:column;gap:.65rem}
.vs-row{display:flex;gap:.65rem;align-items:flex-start}
.vs-icon-win{color:#059669;font-size:.95rem;font-weight:900;flex-shrink:0;margin-top:.05rem}
.vs-icon-lose{color:#DC2626;font-size:.95rem;font-weight:900;flex-shrink:0;margin-top:.05rem}
.vs-icon-neutral{color:#D97706;font-size:.95rem;font-weight:900;flex-shrink:0;margin-top:.05rem}
.vs-row-title{font-size:.88rem;font-weight:700;color:#F5F0E8;display:block;line-height:1.25}
.vs-row-sub{font-size:.8rem;color:#57534E;margin-top:.12rem;display:block;line-height:1.5}
.vs-note{background:rgba(234,88,12,.1);border:1px solid rgba(234,88,12,.25);border-radius:5px;padding:.8rem 1rem;margin-top:1.75rem}
.vs-note-text{font-size:.85rem;color:#A8A29E;line-height:1.65}
.vs-note-text strong{color:#EA580C}
@media(max-width:768px){.vs-grid{grid-template-columns:1fr}}

/* ─── Apply Timeline Layout B ─── */
.apply-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:2.5rem;align-items:start}
.apply-steps{display:flex;flex-direction:column;gap:1.1rem}
.apply-step{display:flex;gap:1rem;align-items:flex-start}
.apply-step-num{width:36px;height:36px;border-radius:50%;font-size:1rem;font-weight:900;display:flex;align-items:center;justify-content:center;flex-shrink:0;color:#fff;background:#EA580C;line-height:1}
.apply-step-num.final{background:#1C1917;border:2px solid #EA580C;color:#EA580C}
.apply-step-title{font-size:.97rem;font-weight:700;color:#1C1917;margin-bottom:.22rem;line-height:1.25}
.apply-step-desc{font-size:.86rem;color:#78716C;line-height:1.6}
.apply-connector{width:2px;height:14px;background:#D6CFC4;margin-left:17px;flex-shrink:0}
.apply-panel{background:#1C1917;border-radius:8px;padding:2rem 1.75rem;display:flex;flex-direction:column;gap:.7rem}
.apply-panel-title{font-size:.72rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:#EA580C;margin-bottom:.35rem}
.apply-req{display:flex;gap:.6rem;align-items:center}
.apply-req-icon{color:#059669;font-size:.9rem;font-weight:900;flex-shrink:0}
.apply-req-text{font-size:.88rem;color:#A8A29E;line-height:1.4}
.apply-no-credit{background:rgba(234,88,12,.12);border:1px solid rgba(234,88,12,.28);border-radius:5px;padding:.65rem .9rem;margin-top:.35rem}
.apply-no-credit-text{font-size:.83rem;color:#EA580C;font-weight:600}
.apply-cta-panel{background:#EA580C;border-radius:5px;padding:.9rem;text-align:center;margin-top:.5rem;text-decoration:none;display:block;transition:background .2s}
.apply-cta-panel:hover{background:#C2410C}
.apply-cta-label{font-size:.9rem;font-weight:800;color:#fff;display:block}
.apply-cta-sub{font-size:.78rem;color:rgba(255,255,255,.8);margin-top:.2rem;display:block}
@media(max-width:768px){.apply-grid{grid-template-columns:1fr}}

/* ─── State Availability — Dark 3 Cards ─── */
.state-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem}
.state-card{border-radius:8px;padding:1.75rem 1.5rem;display:flex;flex-direction:column;gap:.75rem}
.state-card.available{background:#064E3B;border:1px solid #065F46}
.state-card.excluded{background:#450A0A;border:1px solid #7F1D1D}
.state-card.special{background:#1C2A3A;border:1px solid #1E40AF}
.state-card-icon{font-size:1.75rem;line-height:1}
.state-card-title{font-size:1rem;font-weight:800;letter-spacing:-.01em;line-height:1.2}
.state-card.available .state-card-title{color:#6EE7B7}
.state-card.excluded .state-card-title{color:#F87171}
.state-card.special .state-card-title{color:#93C5FD}
.state-card-num{font-size:2.8rem;font-weight:900;letter-spacing:-.05em;line-height:1}
.state-card.available .state-card-num{color:#6EE7B7}
.state-card-sub{font-size:.82rem;margin-top:-.25rem}
.state-card.available .state-card-sub{color:#A7F3D0}
.state-card.excluded .state-card-sub{color:#FCA5A5}
.state-card.special .state-card-sub{color:#BFDBFE}
.state-pills{display:flex;flex-direction:column;gap:.4rem;margin-top:.25rem}
.state-pill{border-radius:3px;padding:.3rem .65rem;font-size:.82rem;font-weight:700;text-align:center}
.state-pill.red{background:rgba(220,38,38,.25);border:1px solid rgba(220,38,38,.35);color:#F87171}
.state-pill.blue{background:rgba(30,64,175,.25);border:1px solid rgba(30,64,175,.35);color:#93C5FD}
.state-card-desc{font-size:.83rem;line-height:1.65}
.state-card.available .state-card-desc{color:#A7F3D0}
.state-card.excluded .state-card-desc{color:#FCA5A5}
.state-card.special .state-card-desc{color:#BFDBFE}
.state-badge{display:inline-block;background:#022C22;border-radius:3px;padding:.25rem .65rem;font-size:.75rem;color:#6EE7B7;font-weight:600;margin-top:.25rem}
.state-note{margin-top:1.5rem;background:#292524;border-radius:5px;padding:.9rem 1.2rem;font-size:.85rem;color:#57534E;text-align:center;line-height:1.55}
@media(max-width:768px){.state-grid{grid-template-columns:1fr}}

/* ─── Retailers Featured Layout D ─── */
.retailers-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:1rem;min-height:400px}
.retailer-featured{position:relative;border-radius:8px;overflow:hidden;display:block;text-decoration:none;height:100%;background:#1C1917}
.retailer-featured img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .45s ease}
.retailer-featured:hover img{transform:scale(1.05)}
.retailer-featured-overlay{position:absolute;inset:0;background:linear-gradient(to top,rgba(20,12,4,.92) 0%,rgba(20,12,4,.35) 55%,rgba(20,12,4,.08) 100%)}
.retailer-featured-badge{position:absolute;top:1rem;left:1rem;background:#EA580C;color:#fff;font-size:.68rem;font-weight:700;padding:.22rem .65rem;border-radius:3px;letter-spacing:.05em;text-transform:uppercase;z-index:2}
.retailer-featured-content{position:absolute;bottom:0;left:0;right:0;padding:1.5rem;z-index:2}
.retailer-featured-title{font-size:1.6rem;font-weight:900;color:#F5F0E8;margin-bottom:.4rem;letter-spacing:-.025em;line-height:1.1}
.retailer-featured-desc{font-size:.87rem;color:#A8A29E;line-height:1.55;margin-bottom:.8rem}
.retailer-featured-link{font-size:.82rem;font-weight:700;color:#EA580C}
.retailer-stack{display:flex;flex-direction:column;gap:.75rem;height:100%}
.retailer-small{display:flex;gap:.9rem;align-items:center;background:#FFFCF8;border:1px solid #D6CFC4;border-radius:6px;padding:.85rem 1rem;text-decoration:none;flex:1;transition:border-color .2s,box-shadow .2s}
.retailer-small:hover{border-color:#EA580C;box-shadow:0 2px 12px rgba(234,88,12,.12)}
.retailer-thumb{width:48px;height:48px;border-radius:5px;object-fit:cover;flex-shrink:0}
.retailer-small-body{flex:1;min-width:0}
.retailer-small-title{font-size:.92rem;font-weight:700;color:#1C1917;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.retailer-small-sub{font-size:.8rem;color:#78716C;margin-top:.15rem}
.retailer-small-arrow{color:#EA580C;font-size:.9rem;font-weight:700;flex-shrink:0}
.retailer-more{background:#1C1917;border-radius:6px;display:flex;align-items:center;justify-content:space-between;padding:.85rem 1.1rem;text-decoration:none;flex:1;transition:background .2s}
.retailer-more:hover{background:#292524}
.retailer-more-num{font-size:1.8rem;font-weight:900;color:#EA580C;letter-spacing:-.04em;line-height:1}
.retailer-more-label{font-size:.78rem;color:#57534E;margin-top:.1rem}
.retailer-more-cta{font-size:.82rem;font-weight:700;color:#EA580C}
@media(max-width:900px){.retailers-grid{grid-template-columns:1fr}.retailer-featured{min-height:260px}}

/* ─── Eligibility Layout A ─── */
.eligibility-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:2.5rem;align-items:start}
.elig-list{display:flex;flex-direction:column;gap:.6rem;margin-top:1.5rem}
.elig-item{display:flex;align-items:center;gap:.8rem;padding:.7rem 1rem;background:#FFFCF8;border:1px solid #D6CFC4;border-radius:5px}
.elig-check{width:22px;height:22px;border-radius:50%;background:#059669;color:#fff;font-size:.78rem;font-weight:900;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.elig-label{font-size:.9rem;font-weight:700;color:#1C1917}
.elig-sub{font-size:.8rem;color:#78716C;margin-top:.12rem}
.elig-note{background:#FEF9C3;border:1px solid #FDE68A;border-radius:5px;padding:.7rem 1rem;margin-top:.6rem;font-size:.85rem;color:#854D0E;font-weight:500;display:flex;align-items:center;gap:.6rem}
.approval-panel{background:#1C1917;border-radius:8px;padding:2rem 1.75rem;display:flex;flex-direction:column;gap:1.2rem}
.approval-title{font-size:.72rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:#57534E}
.approval-num{font-size:2.6rem;font-weight:900;color:#EA580C;letter-spacing:-.04em;line-height:1}
.approval-sub{font-size:.82rem;color:#57534E;margin-top:.2rem}
.approval-bar-wrap{margin-top:.5rem}
.approval-bar-track{height:6px;background:#292524;border-radius:3px;overflow:hidden}
.approval-bar-fill{height:100%;background:linear-gradient(90deg,#EA580C,#C2410C);border-radius:3px}
.approval-bar-labels{display:flex;justify-content:space-between;margin-top:.35rem}
.approval-bar-labels span{font-size:.72rem;color:#57534E}
.approval-badge{background:#ECFDF5;border:1px solid #A7F3D0;border-radius:5px;padding:.85rem 1rem;text-align:center}
.approval-badge-title{font-size:.9rem;font-weight:800;color:#059669}
.approval-badge-sub{font-size:.8rem;color:#065F46;margin-top:.2rem;line-height:1.5}
.approval-cta{background:#EA580C;color:#fff;border:none;border-radius:5px;padding:.85rem;font-size:.9rem;font-weight:700;cursor:pointer;width:100%;text-align:center;text-decoration:none;display:block;transition:background .2s}
.approval-cta:hover{background:#C2410C}
@media(max-width:768px){.eligibility-grid{grid-template-columns:1fr}}

/* ─── Benefits Split Layout ─── */
.benefits-split{display:grid;grid-template-columns:1fr 1.25fr;border-radius:8px;overflow:hidden;border:1px solid #D6CFC4;box-shadow:0 8px 32px rgba(28,25,23,.08)}
.benefits-left{background:linear-gradient(rgba(28,25,23,.78),rgba(20,10,4,.88)),url('../images/benefits-bg.jpg') center/cover no-repeat;padding:3rem 2.5rem;display:flex;flex-direction:column;justify-content:center}
.benefits-left .eyebrow{color:#EA580C;background:rgba(234,88,12,.12);border:1px solid rgba(234,88,12,.28)}
.benefits-left h2{color:#F5F0E8;font-size:clamp(1.6rem,2.6vw,2.2rem);margin:.75rem 0 1rem;letter-spacing:-.025em}
.benefits-left h2 em{font-style:normal;color:#EA580C}
.benefits-left p{color:#A8A29E;font-size:.92rem;line-height:1.65;margin-bottom:1.75rem}
.benefits-stat-box{background:#EA580C;border-radius:6px;padding:1.4rem 1.25rem;text-align:center}
.benefits-stat-num{font-size:2.6rem;font-weight:900;color:#fff;letter-spacing:-.04em;line-height:1}
.benefits-stat-label{font-size:.8rem;color:rgba(255,255,255,.82);margin-top:.3rem}
.benefits-right{background:#FFFCF8;padding:2.75rem 2.5rem;display:flex;flex-direction:column;justify-content:center;gap:1.35rem}
.benefit-item{display:flex;gap:1rem;align-items:flex-start}
.benefit-circle{width:34px;height:34px;border-radius:50%;background:#EA580C;color:#fff;font-size:1rem;font-weight:900;display:flex;align-items:center;justify-content:center;flex-shrink:0;line-height:1}
.benefit-title{font-size:.97rem;font-weight:700;color:#1C1917;margin-bottom:.2rem;line-height:1.25}
.benefit-sub{font-size:.84rem;color:#78716C;line-height:1.5}
@media(max-width:768px){.benefits-split{grid-template-columns:1fr}.benefits-left,.benefits-right{padding:2rem 1.5rem}}

/* ─── Trustpilot Reviews ─── */
.tp-header{display:flex;align-items:center;gap:2rem;padding:1.5rem 2rem;background:#FFFCF8;border:1px solid #D6CFC4;border-radius:8px;margin-bottom:2.5rem;flex-wrap:wrap;justify-content:center}
.tp-logo{font-size:1.1rem;font-weight:900;color:#00b67a;letter-spacing:-.01em;font-family:'Inter',system-ui,sans-serif}
.tp-logo span{color:#1C1917}
.tp-stars-row{display:flex;gap:2px;margin:.3rem 0}
.tp-star{width:22px;height:22px;background:#00b67a;display:inline-flex;align-items:center;justify-content:center;color:#fff;font-size:.75rem}
.tp-star.half{background:linear-gradient(90deg,#00b67a 60%,#dcdce6 60%)}
.tp-divider{width:1px;background:#D6CFC4;height:52px;flex-shrink:0}
.tp-score-num{font-size:2.5rem;font-weight:900;color:#1C1917;letter-spacing:-.04em;line-height:1}
.reviews-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.review-card{background:#FFFCF8;border:1px solid #D6CFC4;border-radius:8px;padding:1.4rem;display:flex;flex-direction:column;gap:.5rem;transition:box-shadow .2s}
.review-card:hover{box-shadow:0 6px 20px rgba(0,182,122,.1);border-color:#00b67a}
.review-card-top{display:flex;align-items:center;gap:.75rem}
.review-avatar{width:42px;height:42px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1rem;font-weight:800;color:#fff;flex-shrink:0;font-family:'Inter',system-ui,sans-serif}
.review-name{font-size:.92rem;font-weight:700;color:#1C1917;line-height:1.2}
.review-location{font-size:.78rem;color:#78716C}
.review-stars{display:flex;gap:2px}
.rv-star{width:18px;height:18px;background:#00b67a;display:inline-flex;align-items:center;justify-content:center;color:#fff;font-size:.65rem}
.rv-star.empty{background:#dcdce6}
.review-title{font-size:.95rem;font-weight:700;color:#1C1917;line-height:1.3}
.review-text{font-size:.87rem;color:#44403C;line-height:1.7;flex:1}
.review-footer{display:flex;align-items:center;gap:.6rem;flex-wrap:wrap;margin-top:.4rem;padding-top:.75rem;border-top:1px solid #E7E0D4}
.review-verified{background:#00b67a;color:#fff;font-size:.65rem;font-weight:700;padding:.15rem .5rem;border-radius:2px;letter-spacing:.03em}
.review-date{font-size:.75rem;color:#A8A29E}
@media(max-width:900px){.reviews-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.reviews-grid{grid-template-columns:1fr}}

/* ─── Guides Featured Layout ─── */
.guides-featured-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:1rem;min-height:420px}
.guide-card-featured,.guide-card-small{position:relative;border-radius:8px;overflow:hidden;display:block;text-decoration:none}
.guide-card-featured{height:100%}
.guide-card-featured img,.guide-card-small img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .4s ease}
.guide-card-featured:hover img,.guide-card-small:hover img{transform:scale(1.05)}
.guide-overlay{position:absolute;inset:0;background:linear-gradient(to top,rgba(20,12,4,.92) 0%,rgba(20,12,4,.3) 55%,rgba(20,12,4,.05) 100%)}
.guide-badge{position:absolute;top:1rem;left:1rem;font-size:.68rem;font-weight:700;padding:.22rem .65rem;border-radius:3px;letter-spacing:.05em;text-transform:uppercase;z-index:2}
.guide-badge.featured{background:#EA580C;color:#fff}
.guide-badge.savings{background:#059669;color:#fff}
.guide-badge.compare{background:#1E40AF;color:#fff}
.guide-content{position:absolute;bottom:0;left:0;right:0;z-index:2}
.guide-card-featured .guide-content{padding:1.5rem 1.5rem 1.4rem}
.guide-card-small .guide-content{padding:1rem 1.1rem}
.guide-title-lg{font-size:1.25rem;font-weight:800;color:#F5F0E8;line-height:1.2;margin-bottom:.55rem;letter-spacing:-.015em}
.guide-title-sm{font-size:.95rem;font-weight:800;color:#F5F0E8;line-height:1.2;margin-bottom:.35rem;letter-spacing:-.01em}
.guide-desc{font-size:.85rem;color:#A8A29E;line-height:1.55;margin-bottom:.75rem}
.guide-link{font-size:.8rem;font-weight:700;color:#EA580C}
.guides-small-stack{display:flex;flex-direction:column;gap:1rem;height:100%}
.guide-card-small{flex:1}
@media(max-width:768px){.guides-featured-grid{grid-template-columns:1fr}.guide-card-featured{min-height:280px}.guides-small-stack{flex-direction:row}.guide-card-small{min-height:180px}}

/* ─── Steps Timeline ─── */
.steps-timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative}
.steps-timeline::before{content:'';position:absolute;top:28px;left:12%;right:12%;height:2px;background:#EA580C;opacity:.2;z-index:0}
.step-tl{text-align:center;position:relative;z-index:1;padding:0 .75rem}
.step-tl-num{width:56px;height:56px;border-radius:50%;background:#EA580C;color:#fff;font-size:1.5rem;font-weight:900;display:flex;align-items:center;justify-content:center;margin:0 auto 1rem;box-shadow:0 6px 20px rgba(234,88,12,.3);flex-shrink:0}
.step-tl-num.final{background:#1C1917;box-shadow:0 4px 12px rgba(28,25,23,.2)}
.step-tl h3{font-size:.95rem;font-weight:700;color:#1C1917;margin-bottom:.45rem;line-height:1.25}
.step-tl p{font-size:.85rem;color:#78716C;line-height:1.6}
@media(max-width:768px){
  .steps-timeline{grid-template-columns:1fr 1fr}
  .steps-timeline::before{display:none}
  .step-tl{margin-bottom:1.5rem}
}

/* ─── Service Photo Grid ─── */
.service-photo-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.service-card{position:relative;border-radius:8px;overflow:hidden;display:block;text-decoration:none;aspect-ratio:4/3;background:#1C1917}
.service-card img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .45s ease}
.service-card:hover img{transform:scale(1.06)}
.service-card-overlay{position:absolute;inset:0;background:linear-gradient(to top,rgba(20,12,4,.88) 0%,rgba(20,12,4,.35) 50%,rgba(20,12,4,.05) 100%);transition:opacity .3s ease}
.service-card:hover .service-card-overlay{opacity:.8}
.service-card-content{position:absolute;bottom:0;left:0;right:0;padding:1.1rem 1.2rem}
.service-card-title{font-size:1.15rem;font-weight:800;color:#F5F0E8;letter-spacing:-.015em;line-height:1.2;display:block}
.service-card-sub{font-size:.8rem;color:rgba(255,255,255,.65);margin-top:.25rem;display:block}
.service-card-cta{display:inline-block;font-size:.75rem;font-weight:700;color:#EA580C;margin-top:.5rem;opacity:0;transform:translateY(4px);transition:all .25s ease}
.service-card:hover .service-card-cta{opacity:1;transform:translateY(0)}

@media(max-width:900px){.service-photo-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.service-photo-grid{grid-template-columns:1fr}}

/* ─── CTA Banner ─── */
.cta-banner{background:#1C1917;padding:5rem 0;text-align:center}
.cta-banner h2{color:#F5F0E8;font-size:clamp(1.6rem,3vw,2.4rem);margin-bottom:.75rem;letter-spacing:-.025em}
.cta-banner p{color:#78716C;font-size:1.05rem;margin-bottom:2rem;max-width:500px;margin-left:auto;margin-right:auto;line-height:1.65}

/* ─── Breadcrumb ─── */
.breadcrumb{background:#FFFCF8;border-bottom:1px solid #D6CFC4;padding:.65rem 0;font-size:.85rem}
.breadcrumb .container{display:flex;align-items:center;flex-wrap:wrap;gap:.3rem;color:#A8A29E}
.breadcrumb a{color:#78716C;font-weight:500}
.breadcrumb a:hover{color:#EA580C}
.breadcrumb span[aria-current]{color:#1C1917;font-weight:600}
.breadcrumb-sep{color:#D6CFC4;font-size:.9rem;margin:0 .1rem}

/* ─── Page header (article pages) ─── */
.page-header{background:#1C1917;border-bottom:1px solid #292524;padding:4.5rem 0;text-align:center}
.page-header h1{color:#F5F0E8;margin-bottom:.85rem;letter-spacing:-.025em}
.page-header p{color:#78716C;font-size:1.1rem;max-width:640px;line-height:1.65;margin:0 auto}
.page-header .eyebrow{color:#EA580C;background:rgba(234,88,12,.12);border:1px solid rgba(234,88,12,.28);display:inline-block;margin-bottom:.9rem}
.article-content{padding:3rem 0}
.article-meta{display:flex;flex-wrap:wrap;gap:1.25rem;color:#A8A29E;font-size:.875rem;margin-bottom:2rem;padding-bottom:1.25rem;border-bottom:1px solid #E7E0D4}
.article-content h2{margin-top:2.5rem;margin-bottom:.75rem;font-size:1.5rem}
.article-content h3{margin-top:1.75rem;font-size:1.15rem}
.article-content p,.article-content ul,.article-content ol{margin-bottom:1rem}
.toc{background:#F5F0E8;border:1px solid #D6CFC4;border-left:3px solid #EA580C;padding:1.25rem 1.5rem;margin-bottom:2rem}
.toc strong{display:block;margin-bottom:.75rem;font-size:.82rem;text-transform:uppercase;letter-spacing:.07em;color:#78716C}
.toc a{display:block;color:#EA580C;font-size:.93rem;padding:.2rem 0}
.toc a:hover{text-decoration:underline}

/* ─── Fallback form ─── */
.ff-form{display:flex;flex-direction:column;gap:.8rem}
.ff-row{display:grid;grid-template-columns:1fr 1fr;gap:.75rem}
.ff-group{display:flex;flex-direction:column}
.ff-group label{font-size:.8rem;font-weight:600;color:#1C1917;margin-bottom:.3rem}
.ff-group input,.ff-group select{width:100%;padding:.7rem .9rem;border:1px solid #D6CFC4;border-radius:4px;font-size:.95rem;font-family:inherit;background:#F5F0E8;color:#1C1917;transition:border-color .15s}
.ff-group input:focus,.ff-group select:focus{outline:none;border-color:#EA580C;box-shadow:0 0 0 3px rgba(234,88,12,.12)}
.ff-group select{cursor:pointer;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%2378716C' d='M6 8L0 0h12z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right .9rem center;padding-right:2.25rem}
.ff-submit{padding:.9rem;background:#EA580C;color:#fff;border:none;border-radius:4px;font-weight:700;font-size:1rem;cursor:pointer;margin-top:.25rem;transition:all .15s;width:100%;letter-spacing:.02em}
.ff-submit:hover{background:#C2410C;transform:translateY(-1px)}
#ff-success{text-align:center;padding:1.5rem .5rem}
.ff-success-icon{width:52px;height:52px;background:#059669;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.75rem;margin:0 auto 1rem}
#ff-success h3{color:#059669;margin:.5rem 0;font-size:1.1rem}
#ff-success p{color:#78716C;font-size:.9rem}

/* ─── Footer ─── */
footer{background:#292524;color:#A8A29E;padding:3rem 0 2rem}
.footer-disclaimer{background:#1C1917;border-bottom:1px solid #292524;padding:1rem 1.5rem;font-size:.8rem;line-height:1.65;color:#78716C;text-align:center}
.footer-disclaimer strong{color:#A8A29E}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:2.5rem;padding:3rem 0 2.5rem}
.footer-brand p{font-size:.88rem;line-height:1.65;margin-top:.75rem;color:#78716C;max-width:300px}
footer h4{color:#A8A29E;font-size:.75rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;margin-bottom:1rem}
footer ul{list-style:none;margin:0;padding:0}
footer li{margin-bottom:.55rem}
footer a{color:#78716C;font-size:.88rem;transition:color .15s}
footer a:hover{color:#D6CFC4;text-decoration:none}
.footer-legal{border-top:1px solid #1C1917;padding-top:1.5rem;padding-bottom:2rem;font-size:.79rem;line-height:1.7;color:#57534E}
.footer-legal p{margin-bottom:.6rem}
.footer-legal strong{color:#78716C}
.footer-legal a{color:#57534E}
.footer-legal a:hover{color:#A8A29E}

/* ─── Responsive ─── */
@media(max-width:1024px){
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .feature-row{grid-template-columns:1fr;gap:2.5rem}
  .footer-grid{grid-template-columns:1fr 1fr;gap:2rem}
}
@media(max-width:768px){
  section{padding:3.5rem 0}
  .hero-circle-top{padding:2.5rem 0 2rem}
  .hero-circle-grid{grid-template-columns:1fr;gap:2rem}
  .hero-circle-photo-area{order:0}
  .hero-circle-img{width:260px;height:260px}
  .hero-circle-ring{width:296px;height:296px}
  .hero h1{font-size:1.85rem}
  .hero-stats{grid-template-columns:repeat(2,1fr)}
  .stat:nth-child(2n){border-right:none}
  .stat:nth-child(n+3){border-top:1px solid rgba(255,255,255,.07)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .step{border-bottom:1px solid #D6CFC4}
  .grid-3{grid-template-columns:1fr}
  .grid-2{grid-template-columns:1fr}
  nav ul{gap:1rem}
  nav a:not(.nav-cta){display:none}
  nav ul.open{display:flex;flex-direction:column;position:absolute;top:100%;left:0;right:0;background:#F5F0E8;border-bottom:1px solid #E7E0D4;padding:1rem 1.5rem;gap:.75rem;z-index:100}
  nav ul.open a:not(.nav-cta){display:block;color:#78716C;font-size:1rem;padding:.35rem 0;border-bottom:0.5px solid #E7E0D4}
  nav ul.open a:not(.nav-cta):last-of-type{border-bottom:none}
  nav ul.open .nav-cta{display:block;text-align:center;margin-top:.35rem}
  header{position:relative}
  .menu-toggle{display:flex}
  .footer-grid{grid-template-columns:1fr}
  .ff-row{grid-template-columns:1fr}
  .redirect-card{flex-direction:column;text-align:center}
  .related-grid{grid-template-columns:1fr}
}
@media(max-width:480px){
  .grid-4{grid-template-columns:1fr}
  h2{font-size:1.5rem}
  .hero-stats{grid-template-columns:repeat(2,1fr)}
}